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Probably the most sophisticated aspect of insuring is the actuarial science of ratemaking (worth-setting) of insurance policies, which makes use of statistics and likelihood to approximate the rate of future claims based on a given danger. After producing charges, the insurer will use discretion to reject or settle for dangers through the underwriting process. The company was founded in 2012 by CEO Mario Schlosser, Josh Kushner, whose brother Jared is the son-in-regulation of President Donald Trump and considered one of his senior advisors, and Kevin Nazemi.
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